The note is the asset.
Issue a promissory note as a digital record — post-quantum signed, independently verifiable, structured to Philippine legal standards. Settlement rail: Stellar USDC.
How it works
Three steps — the record is the instrument.
Who uses the ePN?
A universal legal instrument for deferred payment — anywhere a promise to pay needs to be provable.
On-chain
The settlement contract lives on Stellar testnet (Soroban).
CA66QGKVHDBFYUUN5LBH4ELANRVWOFHX5QJJIPCW7JUNSOO6CAHQE3KVView on Stellar Expert →
The maker promises; the payee holds. Signed and registered the moment you issue.
Stored on this device. Tap a note to open the signed document.
No notes yet — issue your first ePN and it will appear here.
For value received, the maker unconditionally promises to pay the payee the principal sum stated under the terms below:
Settlement:Stellar USDC
Paste a reference — anyone can verify, no account needed.
Your identity & brand
Claim a handle, add your logo and details — they appear on every note your counterparties open.
A company handle is its own identity, separate from your personal one. This is a friendly handle — not the authoritative fID rail.
Used to perfect an assignment (RA 11057). Find it at PPSR → Settings (top-right) → My Account. Register a PPSR ID ↗
Stored on this device and applied to the counterparty-facing note. ISET stays only in the signature and provenance.